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Fixed Deposit

What's New


MCSL Financial Services Limited (MCSL) is a subsidiary of Bank of Ceylon (BOC) and Merchant Bank of Sri Lanka PLC (MBSL), which are holding 49% and 51% of the Shares of this Company respectively. BOC holds 72.14% of the shares of MBSL and therefore, "MERCHANT CREDIT" is considered as an almost fully owned subsidiary of Bank of Ceylon, which is the largest state owned Bank in Sri Lanka.

Merchant Credit is also second Finance Company to receive ISO 9001:2008 Certification in the country which we obtained in 2004.

MCSL was established on 30th November 1983. In September 1992 MCSL commenced business activities under new owners Bank of Ceylon and Merchant Bank of Sri Lanka Ltd.
 
Credit rating BBB By Fitch Rating Limited.


SchemeMonthlyMaturity
Interest Rate(%)Interest Rate(%)
01 Month-6.00 %
03 Months6.00 %6.25 %
06 Months6.00 %6.50 %
12 Months7.50 %8.00 %
18 Months7.75 %8.25 %
 24 Months9.00 % 9.50 %
 36 Months9.00 %10.00 %
 48 Months9.00 %10.50 %
 60 Months9.50 % 11.00 %

Required documents for new fixed deposit.

  1. Fixed Deposit Application Form.        Download
  2. Know Your Customer Form(KYC).    Download
  3. WHT Declaration Form.                      Download      
  4. Loan Application Form.                       Download
  5. Renewal Instruction Form                  Download
  6. Copy of National Identity Card.

 For more details, Contact:

  • Head of Department

Mr. Ranjith Kumara        0712 736051
  • Manager

Mr. Prasan Fernando     0712 788752
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